Privacy Policy
PoPoCash Pro Privacy Policy
This Privacy Agreement (“Agreement”) is made and signed electronically between:
- PoPoCash Pro - a company established under Tanzania Law.
- You, in this matter, act for and on behalf of yourself. Your acceptance of this Agreement is deemed to occur when signing up for an account. If you do not accept and agree with this Agreement, you must stop using any of our services immediately.
Please read this Policy in conjunction with the Terms. Before you use the service, you know and agree that the platform needs to collect, use, share and disclose your personal information in accordance with this policy and upload it to https://api.popocash-pro.com.
Collection and Use of Information:
To access your eligibility and facilitate faster disbursal of your loan, we need permissions to access your Location, Read Phone State, etc. Only collect your personal information for certain legitimate purposes and upload it to https://api.popocash-pro.com in a secure and encrypted manner.
1. Installed Applications
Collect: We and our Lending Partner collect data about your installed applications, including the applications that you have installed from the date you create your Account and the manner in which you use them. This also includes having access and permission to send you messages and notifications via your social media and instant messaging applications.
Use: To assess your creditworthiness and provide you with pre-approved customized loan offers.
Shape: Information is used internally by the system and will not be shared with any third party for use.
2. Location
Collect: We collect the information about the location of your device to provide serviceability of your loan application, to reduce risk associated with your loan application and to provide pre-approved customized loan offers.
Use: This helps us to verify the address, make a better credit risk decision and expedite your KYC process.
Shape: Information is used internally by the system and will not be shared with any third party for use.
3. Usage Data
Collect: We collect data about how you interact with our Services, such as access dates and times, app features or pages viewed, app crashes and other system activity, type of browser, and third-party sites or services used before or during your interaction with our Services.
Use: To assess your creditworthiness and provide you with pre-approved customized loan offers.
Shape: Information is used internally by the system and will not be shared with any third party for use.
4. Device Data
Collect: We collect data about the devices used to access our Services, including hardware models, device IP address, operating systems and versions, software, preferred languages, unique device identifiers, advertising identifiers, serial numbers, device motion data, and mobile network data.
Use: To assess your creditworthiness and provide you with pre-approved customized loan offers.
Shape: Information is used internally by the system and will not be shared with any third party for use.
USER PERSONAL INFORMATION
In general, you can browse the Website or App without telling us who you are or revealing any personal information about yourself. However, to create an account on the Website or App, you must provide us with certain basic information required to provide customized services. The information we collect includes, but is not limited to:
- Full name
- Address
- Family details
- University/College details
- Phone number
- ID Number
- Academic records and certificates
Where possible, we indicate the mandatory and optional fields. You always have the option to not provide your personal information by choosing not to use a particular service or feature on the Platform.
USE OF YOUR DEVICE INFORMATION
- To establish identity and verify the same.
- Monitor, improve and administer our Website/Platform.
- Provide our service (i.e., perform credit profiling for the purpose of facilitating loans to you).
- Design and offer customized products and services offered by our third-party financial partners.
- Analyze how the Website is used, diagnose service or technical problems, and maintain security.
- Send communications notifications, information regarding the products or services requested by you or process queries and applications.
- Use the User information in order to comply with country laws and regulations.
- To conduct KYC for our third-party lending partners based on the information shared by the User.
STORAGE AND SECURITY OF INFORMATION
We store and process your personal information, including the information received from your device on Amazon Cloud Servers and other secure cloud service providers. All information received by us, either directly from you or through your device, is protected and secured by us.
CHILDREN'S PRIVACY
Our Service does not address anyone under the age of 18. We do not knowingly collect personally identifiable information from anyone under the age of 18.
YOUR CONSENT
By using the Website/App and/or by providing your information, you consent to the collection and use of the information you disclose on the Website in accordance with this Privacy Policy.
GRIEVANCE OFFICER
In accordance with the Information Technology Act 2000, the name and contact details of the Grievance Officer are provided below:
Email: sanfordktcxjf@gmail.com